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N-Power NEXIT: The Truth about the NEXIT Option

Following the release of the NEXIT Portal  https://nexit-fmhds.cbn.gov.ng the Federal Government of Nigeria had in a tweet on 10th December disclosed that the NEXIT option would enable the exited N-Power beneficiaries directly benefit from the CBN programs such as the AGSMEIS loan and the Anchor Borrowers Program (ABP).

“The @cenbank in collaboration with @FMHDSD has developed a portal to enable exited @npower_ng beneficiaries to log on and apply for the various CBN economic empowerment and entrepreneurship options such as the AGSMEIS loan & the Anchor Borrowers Program (ABP).......”, the Government of Nigeria stated in a tweet.

The Minister for Humanitarian Affairs, Disaster Management and Social Development, Sadiya Umar Farouk, had in her weekly update "My Week in Review" on 29th November stated that the NEXIT Plan is dependent on the "criteria and conditions" set by the apex bank which would define the "suitability" of any N-power Beneficiaries in accessing the option.

Here is a breakdown of the mentioned CBN Intervention Programs and Eligibility Criteria

1. AGSMEIS Loan

The Agri-Business/Small and Medium Enterprise Investment Scheme is an initiative to support the Federal Government's efforts and policy measures for the promotion of agricultural businesses and small/medium enterprises (SMEs) as vehicles for sustainable economic development and employment generation.

In this scheme, one can access up to N10million without Collateral at 9% interest per Annum.

Who is Eligible

The loan is easily assessible to any Nigerian who has interest in business and there is no age limit or restriction.

There is however a training involved which is usually paid for at an approved CBN Entrepreneurship Development Institute/Center in all States of the Federation.

An applicant must possess a business Plan with or without CAC Certificate.

Eligible businesses considered for AGSMEIS Loan are:

1. Creative & Art industries
 - Fashion, Beauty    
- Apparel & Textile    
- Arts & Entertainment

2. Industrial & Manufacturing
- Agriculture & Allied Processing  
- Automobiles

3. Information & Communication Technology
-Telecommunication 
-Media & Publishing

4. Hospitality
-Catering & Event Management

For more information, visit https://nirsalmfb.caderp.com/account/landingpage#about


2. Anchor Borrowers Program ABP

The Programme which was launched by President Muhammadu Buhari (GCFR) on November 17, 2015 is intended to create a linkage between anchor companies involved in the processing and small holder farmers (SHFs) of the required key agricultural commodities.


Key commodities financed through the ABP Loan includes

- Cereals (Rice, Maize, wheat etc.)

- Cotton

- Roots and Tubers (Cassava, Potatoes, Yam, Ginger etc.)

- Sugarcane

- Tree crops (Oil palm, Cocoa, Rubber etc.) 

 - Legumes (Soybean, Sesame seed, Cowpea etc.) 

- Tomato

- Livestock (Fish, Poultry, Ruminants etc.)

- Any other commodity that will be introduced by the CBN 

 from time to time.


Who are Eligible

The ABP by it's design targets mostly Small Holder Farmers (SHF) who are managed in clusters.

The Loan amount for each SHF shall be arrived upon from the economics of production agreed with stakeholders.

The ABP Loan is equally disbursed at 9% interest rate per Annum.

For more information about the Anchor Borrowers Program, download the Execution Plan at https://www.google.com/url?q=https://www.cbn.gov.ng/out/2017/dfdanchor%2520borrowers%2520programme%2520guidelines%2520-dec%2520%25202016.pdf&sa=U&ved=2ahUKEwjsmv71mc3tAhXQPsAKHW-XCWoQFjAAegQIBxAB&usg=AOvVaw02Gm0VlnSKowm1uyJG8q39

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